Terms of Service

1. Introduction

Welcome to our Services. These Terms of Service ("Terms") govern your access and use of our website, application, AI-powered features, and related services ("Services"). By accessing or using the Services, you confirm that: • You have read and agree to these Terms; and • You consent to the Privacy Policy and other referenced policies. If you do not agree, you must discontinue use immediately. We may update these Terms periodically. Your continued use constitutes acceptance of any changes.

2. Eligibility

To use the Services, you must: • Be at least 18 years old • Have the legal capacity to enter into a binding agreement • Not be located in a restricted or sanctioned region (e.g., OFAC sanctions) • Use the Services only for lawful purposes

3. Description of Services

Our platform provides access to multiple AI-powered roles, including but not limited to: • Socratic Mentor – Supports analytical and critical thinking • Interview Coach – Simulates interview scenarios for training and improvement • Fun Fortune Teller – Entertainment-only tarot-style content • Social Skills Coach – Helps users improve communication and interpersonal skills These features are intended for education, training, personal development, or entertainment only. We may modify, update, or remove features without prior notice.

4. No Professional Advice

AI-generated content is not professional advice. The Services do not provide: • Medical or mental health advice • Psychological therapy or counseling • Financial or legal advice • Real or factual future predictions • Professional HR, career, or hiring decisions All outputs are informational or entertainment-based. You agree not to rely solely on AI-generated content for real-world decisions.

5. License to Use

We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Services for personal and lawful purposes only. You may not: • Modify, reproduce, or distribute the Service • Reverse-engineer or attempt to extract the models • Bypass access controls or security • Use automated scraping or data extraction tools • Resell or commercialize outputs without written consent We reserve all rights not explicitly granted.

6. User Responsibilities

You agree not to upload, request, generate, or share:

• Illegal, harmful, violent, or hateful content
• Sexual content or exploitation
• Extremist, terrorist, or political propaganda
• Medical or legal questions requiring professional intervention
• Misleading content, fraud, or attempts to deceive
• Disallowed high-risk requests (e.g., cheating in interviews, impersonation)

You are solely responsible for all interactions, prompts, and data you provide.

7. AI-Generated Content Disclaimer

The AI may generate: • Inaccurate or incomplete information • Contextually inappropriate responses • Outputs that reflect patterns in training data We do not guarantee the accuracy, reliability, completeness, or suitability of any AI-generated content. You assume full responsibility for evaluating and verifying all outputs.

8. Accounts, Subscriptions & Billing

Certain features require a paid subscription. 8.1 Auto-Renewal Paid plans renew automatically unless canceled before the renewal date. 8.2 Billing & Payment By purchasing a subscription, you authorize us and our payment providers (e.g., Stripe) to charge your selected payment method. Prices may change, and you will be notified in advance. 8.3 Cancellations You may cancel at any time. Access continues until the end of the billing cycle. 8.4 Refunds Refund requests follow our Refund Policy. If purchased via Apple/Google/third-party platforms, their refund rules apply.

9. Acceptable Use of Entertainment Features

For features like the "Fun Fortune Teller," you acknowledge that: • All readings are fictional • No predictions reflect actual future outcomes • The feature is for entertainment only You agree not to use entertainment outputs for financial, medical, or life-decision-making.

10. Content Ownership

10.1 User Content

You retain ownership of content you submit. By using the Service, you grant us a license to process, display, store, and transmit your content and improve the models and Services (unless you opt out, if applicable).

10.2 AI-Generated Content

You receive a license to use the generated content for personal use, subject to: • Not violating laws • Not defaming or impersonating others • Not creating misleading, fraudulent, or harmful content

11. Service Availability

The Services are provided "as is" and "as available." We do not guarantee: • Uninterrupted or error-free access • That outputs will meet your expectations • Preservation of your data • Compatibility with all devices or systems We may suspend or restrict access for maintenance, updates, or security reasons.

12. Termination

We may suspend or terminate your access immediately if you: • Violate these Terms • Engage in fraud, abuse, or illegal activity • Misuse the Service or AI models • Attempt to harm the platform or other users You may stop using the Service at any time. Terminated accounts may not be restored.

13. Limitation of Liability

To the maximum extent permitted by law: • We are not liable for indirect, incidental, special, or consequential damages • Total liability shall not exceed the amount paid by you in the previous 3 months • We are not responsible for loss of data or reliance on AI content Some jurisdictions may not allow exclusions; in such cases, limitations apply to the maximum extent permitted.

14. Indemnification

You agree to indemnify, defend, and hold harmless TaoTalk Ltd from any claims arising from: • Your misuse of the Services • Your violation of these Terms • Your content or interactions with the AI • Any damages caused to others through your actions

15. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes will be resolved exclusively in the courts of England and Wales, unless consumer protection laws require otherwise.

16. Severability

If any provision of these Terms is deemed invalid, the remaining provisions remain in full force.

17. Contact

TaoTalk Ltd London, United Kingdom Company Number: 16862192 Email: info@taoapex.com